There are a number of medical emergencies that can and do happen on a daily basis.
Some of these include, but are not limited to, workplace accidents,
traffic accidents, heat emergencies such as heat exhaustion and heat stroke,
diabetic emergencies, respiratory and cardiac issues, stokes, diabetic episodes, seizures,
burns and electrocutions, sprains and strains from falls - the list goes on.
Some incidents will be minor, and the victim will fully recover,
but others can cause lifelong disabilities where the victim will need ongoing care.
Some incidents will be far more serious and include a person's death.
What if the family bread winner can no longer work and be the family provider?
When it comes to Disaster Preparedness, knowing what steps to take is essential.
This includes CPR and First Aid.
But what happens after the initial medical emergency will usually involve
insurance of some sort or another.
Having financial planning and insurance is a critical step in recovery.
Natural Disasters in the United States
The country is prone to many different types of natural disasters, and each region has its own risks.
Hurricanes, tornadoes, wildfires, floods, blizzards, lightning storms and earthquakes hit
with alarming frequency.
In 2018, there were eight Atlantic hurricanes and a record-breaking seven subtropical storms.
There were over 100 wildfires, with the Carr Fire alone destroying well over 1,000 homes.
The Camp Fire was the deadliest and most destructive wildfire in California history.
It killed 85 people and destroyed the entire town of Paradise.
Roads and bridges collapsed, and homes were trashed when a 7.0 earthquake hit Anchorage,
and a massive blizzard caused a 70-car pileup on a freeway in Iowa.
Natural disasters are becoming more frequent - and more expensive.
The average number of billion-dollar disasters per year over the last 5 years
is more than double the average since 1980.
While life insurance cannot prevent natural disasters from occurring,
it can prevent your loved ones from being unable to pay the bills if something happens to you.
Other plans can help replace lost income, provide for long term care,
provide funding for college, and make sure there is money for retirement.
Property insurance can help replace what has been destroyed in a disaster.
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